Senior Product Manager
- Kotak Mahindra Bank Limited
- Full-Time
- Aug 2020 - Nov 2023
Product: Credit Cards (Secured and unsecured) DIY and Assisted
• Spearheaded digital transformation of credit cards acquisition & achieved 96% digital sourcing (ETB & NTB)
• Implemented customer journeys of credit cards in DIY and assisted channels, achieved 70% growth in leads
• Ideated and implemented centralized Lead Management System from conception to launch in 12 months
• Created UI mock-ups, PRDs & led a team of 8 engineers overseeing development from concept to launch
• Designed & integrated KYC – eKYC, vKYC, & CKYC for end-to-end digital on-boarding of new customers
• Built enhanced DIY journeys for instant virtual card on Salesforce by integrating NSDL, CIBIL, UIDAI, BRE
• Monitored product funnel to analyse customer behaviour in journey & improved conversion rate by 20%
• Conducted customer & market research to identify friction points in customer journeys, reduced drop-off rate
• Identified cross-sell opportunities from Retail liabilities vertical and increased cross-sell leads by 30%
• Product SPOC for go-to market strategy and launch of new credit cards product, features on digital channels
Product: Credit Cards – Myntra, Indigo and PVR
• Prepared & presented dashboards of channel-wise sales, conversion rate, approval rate to Business Heads
• Designed customized digital journey for credit card application on Myntra app for Kotak Myntra credit card
• Leveraged transaction data on Myntra platform and unleashed potential to on-board 2cr+ Myntra customers
• Designed integrations for Indigo partner for seamless application of 6E Kaching credit card on Indigo website
• Forged partnerships with Indigo, PayTM & Policy bazaar to run campaigns, on-boarded 4L+new customers
• Liaised with vendor, partners & designers to develop & integrate APIs & UI/UX in Agile methodology
Achievements
• Liaised with cross-functional teams – IT, Policy and Compliance teams & achieved 100% regulatory compliance
• Revamped existing customer journeys for enhanced customer experience and reduced drop-offs by 30%
• Member of Kotak Young Leaders Council – 40 selected out of 2000 eligible employees in a rigorous process
• Led governance meetings with senior management to identify & resolve potential bottlenecks, conflicts, issues
PRE-MBA WORK EXPERIENCE