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Bread Financial is a technology-driven payments company that partners with merchants and partners to personalize payment options for their customers. Bread Financial integrates directly with merchants on their ecommerce site and gives them a single platform that lets them offer more ways to pay over time. Bread Financial’s full-funnel recommendation engine serves up the right options at the right time, empowering merchants to sell more, improve conversion, and lift average-order-value.
You’ll join the Member team as a Product Manager, building features and products that optimize our end to end Bread Financial consumer experience. The overarching Member team’s mission is to allow our Members to digitally and seamlessly self-serve across such activities as payment, account management, & servicing. The team operates in an exciting and fast paced environment and covers a broad range of scope including improving our Member experience across payment, account management & servicing, to developing new products to meet the evolving needs of our customers. We’re looking for individuals who are both creative and results-oriented to build innovative products and features that will help us achieve and grow our mission.
Essential Job Functions:
Own the strategy and roadmap along with your design and engineering counterpartsOwn prioritization and cross functional delivery of large scale product features, ensuring we are building the best products for our customers and merchantsCollaborate closely with Product, Engineers, and cross-functional teams to scope effective solutions and ensure that we’re building impactful, results oriented productsConduct quantitative and qualitative analysis to discover and prioritize new product opportunities that align with the Payment team’s core mission
Director, Product Management
Working Conditions/ Physical Requirements
Normal Office Environment. Hybrid or work from home.
Bachelor’s Degree in related field
3+ years as a PM shipping enterprise or developer products in an agile environment (working in e-commerce, fintech or payments and direct lending experience is a plus).Ability to blend strategic and tactical execution skills; drive high-level strategy as well as dive into the weeds and get hands-onExperience with building APIs and web applications
Bachelor’s degree preferred
Typical Starting Range
$95,900.00 – $173,900.00
Full Salary Range For Position
California: $110,400.00 – $217,400.00
Colorado: $95,900.00 – $182,600.00
New York: $105,500.00 – $217,400.00
Washington: $100,700.00 – $200,100.00
The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.
Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial’s 401(k) plan.
All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates receive 80 hours of Paid Sick and Safety Time per calendar year at the beginning of each year and is prorated in the associate’s first year of employment.
Hired associates will be able to elect to purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.
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About Bread Financial
At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be a part of our award-winning culture. We’ve been consistently recognized as a best place to work in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial is a tech-forward financial services company providing simple, personalized payment, lending and saving solutions. The company creates opportunities for its customers and partners through digitally enabled choices that offer ease, empowerment, financial flexibility and exceptional customer experiences. Driven by a digital-first approach, data insights and white-label technology, Bread Financial delivers growth for its partners through a comprehensive product suite, including private label and co-brand credit cards, installment lending, and buy now, pay later (BNPL). Bread Financial also offers direct-to-consumer solutions that give customers more access, choice and freedom through its branded Bread Cashback American Express® Credit Card and Bread Savings products.
Headquartered in Columbus, Ohio, Bread Financial is powered by its 7,500+ global associates and is committed to sustainable business practices.
Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).The Company is an Equal Opportunity Employer.Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.The Company participates in E-Verify.The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at [email protected].
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